Over 750 million transactions and nearly PLN 120 billion in turnover – BLIK maintains double-digit growth in Q1 2026

The strong momentum from last year is also reflected in the results for the first quarter of 2026, during which users carried out a total of 756 million operations worth PLN 117.3 billion [€27.6 billion]. Compared to the same period in 2025, this represents an increase of 14% in terms of transaction volume and 19% in value. During this time, Poles used BLIK an average of 8.4 million times per day, meaning that the system processed approximately 5.8 thousand payments every minute. On the most intensive day of the reporting period, the result reached 12.3 million transactions. The average transaction value was PLN 155 [€36.5].

The online channel consistently defines the scale of BLIK’s operations – in the past quarter, it accounted for 50.1% of all transactions. From January to March this year, users completed 378.8 million online purchases with a total value of PLN 60.7 billion [€14.3 billion] – an increase of 16% and 23% respectively compared to 2025. The average online spend amounted to PLN 160 [€37.6], while in the case of the BLIK Pay Later service it was PLN 250 [€58.8].

– After 11 years on the market and at BLIK’s current scale of operations, our results are increasingly influenced by the overall economic climate. This makes the fact that BLIK continues to record significant growth in 2026 all the more encouraging, accompanying Poles in the evolution of their payment habits, including the growing popularity of recurring and deferred payments. In the first quarter alone, consumers completed 1.5 million recurring payments worth nearly PLN 70 million [€16.5 million] – says Dariusz Mazurkiewicz, CEO of Polish Payment Standard, the operator of BLIK. – At the same time, while continuing to develop BLIK, we are consistently expanding the system’s availability beyond Poland’s borders. The first successful transactions in Slovak e-commerce strengthen our strategy of building an interoperable solution across Europe. I am convinced that this is a breakthrough moment and a genuine opening towards convenient payments on international platforms throughout the eurozone – he adds.

BLIK continues to demonstrate strong growth dynamics in stationary stores. In the first quarter of 2026, users completed a total of 172.1 million transactions at payment terminals (an 11% year-on-year increase) worth PLN 10.8 billion [€2.54 billion]. The average receipt value in this channel was PLN 63 [€14.8].

A significant share of this result comes from contactless payments, which account for 47% of all POS operations – 80.5 million in the reported period. Since the launch of the service, it has already been activated by 4 million users. While the majority of such transactions take place in Poland, the technology also accompanies users during international travel – so far, they have used BLIK contactless payments in 176 countries. In the past quarter alone, Gambia, Vanuatu, Suriname, and Turkmenistan were added to the list of locations where such transactions were recorded.

Transfers to a phone number via BLIK also maintain a high growth rate, with the number of users registered in the P2P database exceeding 20.3 million. In the first quarter of 2026, a total of 185.9 million such transactions were completed, representing an 11% year-on-year increase. The value of transferred funds rose by 15% to PLN 31.8 billion [€7.48 billion]. The sustained popularity of settlements between customers of Polish banks is also reflected in the average transfer amount, which reached PLN 171 [€40.2].

Alongside the development of instant payments, smartphones are increasingly replacing cards in cash handling. Users regularly use ATMs not only to withdraw but also to deposit money – between January and March this year, the growth rate of cash deposits reached 13.9%, nearly 4 percentage points higher than withdrawals (10.0% year-on-year). In total, 19.4 million operations were carried out in this channel – 16.7 million deposits and 2.7 million withdrawals. During this time, PLN 10.2 billion [€2.40 billion] was withdrawn from ATMs (an average of PLN 720 [€169.4] per transaction), while deposits amounted to PLN 3.8 billion [€0.89 billion].

At the same time, the beginning of the year brought further growth of the user base – currently, 35.5 million mobile applications are registered in the system, of which over 21 million are users who regularly use BLIK. Their number increased by 12% year-on-year.

– Such widespread adoption of BLIK directly translates into results across all payment channels. Between January and March, we once again observed that the value of transactions is growing faster than their number. This continuing trend suggests that Poles are increasingly willing to use their phones for higher-value purchases, and that our solution is effectively replacing the traditional wallet even for more significant expenses – says Katarzyna Matuszczyk, Management Board Member and CFO at Polski Standard Płatności, the operator of BLIK.